Learning Resource Center

About Your Retiree Medical Coverage

Your employer-provided medical coverage or subsidy
Please contact your employer's benefits department to obtain information on the terms and conditions of your benefits.
Medicare Part A (hospitalization) and Part B (non-hospital medical) coverage
If you are over age 65, you automatically become eligible for Medicare Part A, which provides hospitalization coverage. You do, however, need to enroll for Medicare Part B, which provides the doctors' office coverage. To find out more about Medicare and/or enroll, go to www.medicare.gov.
Medicare Part D prescription drug coverage
Medicare prescription drug coverage can greatly help defray the costs of your prescriptions. However, the range of choices available can be overwhelming. The following site will help you: An overview of Medicare prescription drug coverage.
In addition, Medicare.gov provides a list of the plans that cover your prescriptions on their preferred drug lists, or formularies.
Compare and contrast different prescription drug plans available in your area

About Living Wills and the Durable Power of Attorney for Health Care

Living Wills
A living will, sometimes known as an advanced directive, lets your loved ones know of your wishes in case you are unable to make life-and-death medical decisions for yourself. Living wills/advanced directive forms are typically available at local hospitals. Once you have completed your form, review it with your loved ones so they are aware of your wishes.
Durable Power of Attorney for Health Care
A durable power of attorney for health care is a legal way for you to designate someone to make decisions about your health care if you are unable to make them yourself. Because the laws vary from state to state, we suggest you consult an estate planning attorney to ensure that your durable power of attorney for health care is valid in your state. There are a multitude of resources available on the Internet that may or may not satisfy laws in your state, and it is better to be sure your documents are valid.

Note: This information is for educational purposes only and is not intended as legal advice. Consult your attorney to determine which options are best for you.

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